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Higgins & Rutledge stands ready to help you develop a personal insurance plan that protects your family, home, and personal assets. We believe you deserve peace of mind and are here to provide the best possible coverage from premier companies that exist to preserve your quality of life. Please call for an analysis of current coverage or to just ask a question. We are here to help!  208-343-7741.



  • You may be over-insured in some areas and underinsured in others
  • You may be unaware of the risks to which you are exposed
  • You may think you are covered when in fact you are not


  • Identify potential events that pose a financial risk to you or your family
  • Identify gaps in your current insurance plan
  • Determine the best methods to manage current and future risks
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